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IMPORTANT: The projections or other information generated by AllianceBernstein's Retirement Strategies interactive tool regarding the likelihood of various investment outcomes are hypothetical in nature. They do not reflect actual investment results and are not guarantees of future results. Be advised usage of this calculator can generate results that may vary with each use and over time based on new inputs and assumptions.

The following interactive tool is provided for educational purposes. This is only a hypothetical asset allocation illustration tool. It allows investors to estimate their future retirement income and to assess the impact of different deferral rates on such income streams. Please note that investment diversification, in and of itself, does not protect against investment losses.

This information is provided for educational purposes only and under no circumstances may any information contained herein be construed as an investment recommendation or tax advice. Please consult your Financial Advisor for investment related advice or your tax advisor for tax-related decisions.

Past performance does not guarantee future results. You should consider the investment objectives, risks, and charges and expenses of the AllianceBernstein Retirement Strategies Funds carefully before investing. To obtain a free prospectus, which contains this and other information, visit us online or contact your Financial Advisor. Please read the prospectus carefully before you invest.

By continuing, you acknowledge that you have read the important disclosure information provided above