In these uncertain and complicated times, an increasing number of pension scheme savers are responsible for funding their own retirement security. In the future, that will mean many savers will have to rely on their scheme’s default investment solution to generate an income when they stop work.
We believe that a default fund which progressively reduces risk as savers get older can make a big difference in helping them achieve their objectives. That is why AllianceBernstein has designed its target-date solutions to address these changing risks - savers join the fund with a target date closest to when they are expected to retire and we do the rest. And we can also make it easier for employees to participate and save more by providing a tailored communications approach and enrolment support to scheme providers.
Serving Scheme Providers
For providers, delivering good solutions to savers is a crucial responsibility. Age-appropriate target-date funds are likely to be the most effective solution for many savers.
AllianceBernstein has drawn on more than 40 years of experience in building asset-allocation strategies to design target-date solutions to help put savers on the right path up to and, in some cases, after retirement.
We can help get employees enrolled, contributing enough and investing appropriately with highly effective communications and implementation support.
Collaborating with Partners
The DC landscape is growing more complex, requiring a new level of partnership between providers to develop and deliver the next generation of DC solutions.
AllianceBernstein is leading the way, forging deeper relationships with platform providers, administrators and custodians, with each able to contribute its core strengths through our flexible, open-architecture platform.
Our dedicated strategic partnership team makes developing and implementing effective solutions easy, and AllianceBernstein gives financial advisors and consultants the tools they need—in-depth research insights, communications and implementation support.