Flexible Target Date Funds
Our videos below explain how our flexible target date funds can provide a high-quality, low-cost default solution that works well for you and for your members.
For more information, visit our AllianceBernstein Defined Contribution site.
All information cited above is correct as of December 2011.
This information is issued by AllianceBernstein Limited, 50 Berkeley Street, London W1J 8HA. AllianceBernstein Limited is authorised and regulated in the UK by the Financial Conduct Authority (the FCA). This information is not an advertisement. It is provided for informational purposes only and is not intended to be an offer or solicitation, or the basis for any contract to purchase or sell any security or other instrument, or for AllianceBernstein to enter into or arrange any type of transaction as a consequence of any information contained herein. This information is not intended for public use.
AllianceBernstein Target Date Funds are only available for investment by the Trustees of UK registered pension schemes. They are not offered for sale to the general public.
A Word About Risk
Market Risk: The market values of the fund's holdings rise and fall from day to day, so investments may lose value.
Interest Rate Risk: Bonds may lose value if interest rates rise or fall--long-duration bonds tend to rise and fall more than short-duration bonds.
Credit Risk: A bond's credit rating reflects the issuer's ability to make timely payments of interest or capital--the lower the rating, the higher the risk of default. If the issuer's financial strength deteriorates, the issuer's rating may be lowered and the bond's value may decline.
Allocation Risk: Allocating to different types of assets may have a large impact on returns if one of these asset classes significantly underperforms the others.
Foreign Risk: Investing in non-UK assets may be more volatile because of political, regulatory, market and economic uncertainties associated with them. These risks are magnified in assets of emerging or developing markets.
Currency Risk: If a non-UK asset's trading currency weakens versus Sterling, its value may be negatively affected when translated back into Sterling terms. Past performance is no guarantee of future results. The value of your investment and the income may fall as well as rise and you may not get back your original investment.
AllianceBernstein has partnered with AXA Wealth Limited ('AXA Wealth') to provide a range of blended funds which have an underlying asset allocation strategy designed by AllianceBernstein. AXA Wealth provides access to blended funds that invest in underlying funds and assets. AllianceBernstein have designed the underlying asset allocation strategy of the blended funds.
AXA Wealth will make the blended funds available to investors via an insurance contract under which the benefits payable are linked to the performance of the underlying funds.
Potential investors should note: the interests in the underlying funds held within each blended fund solution are owned by AXA Wealth Limited through sub-funds of its life-fund and investors will not have any legal or beneficial ownership in such underlying funds. Returns are, therefore, dependant on AXA Wealth Limited being able to meet its obligations under the life insurance contract. In the event of AXA Wealth Limited being unable to meet its obligations, compensation, subject to limits, may be available from the Financial Services Compensation Scheme.