March 08, 2023 Is Your Target-Date Strategy Ready for a New Investment Regime? by Christopher Nikolich, Elena Wang A challenging 2022 highlighted the need for design improvements in some target-date strategies—more diversification of stock and bond exposures. Multi-Asset, Plan Design, Rising Rates, Target-Date Solutions Likes 0 SHARE Bookmarks
November 15, 2022 As Workforce Sentiments Change, Retirement Income Needs Haven’t by Jennifer DeLong, Andrew Stumacher Matching workforce value propositions to changing employee needs can help ease growing anxieties about retirement and financial wellness. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
September 06, 2022 Moving Beyond Averages by Andrew Stumacher, Christopher Nikolich Retirement income security should be customized to the individual, not based on the law of averages. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
August 30, 2022 Improve Your Retirement Plan to Improve Your Bottom Line by Christopher Nikolich, Andrew Stumacher Why flexible retirement income solutions can better recruit, manage and retire employees in a changing workforce. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
June 20, 2022 Lifetime Income Fees vs. Costs: Look Beneath the Tip of the Iceberg by Andrew Stumacher, Christopher Nikolich, Howard Li Lifetime income solutions are high on DC plan wish lists, but a consistent framework is needed to evaluate their features, benefits and costs on a level playing field. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
August 24, 2021 Portfolio Risks Don’t Stop When Retirement Starts by Andrew Stumacher, Howard Li, Christopher Nikolich DC plan participants who retire with guaranteed lifetime income typically consider the hardest part of their planning finished. But potential tail risks in retirement can still alter their journey, giving them more reason to carefully consider how different income strategies reduce or even create risks. Plan Design, Target-Date Solutions Likes 0 SHARE Bookmarks
July 30, 2021 Is Your Target-Date Fund Providing Enough Inflation Protection? by Christopher Nikolich, Vinod Chathlani, Elena Wang With inflation on the rise in the post-pandemic recovery spending power for plan participants near or in retirement could be vulnerable. Target-date funds have tools at their disposal to battle inflation, but if they’re not deployed effectively, it could end up exacting a performance cost. Asset Allocation, Inflation, Plan Design, Target-Date Solutions Likes 0 SHARE Bookmarks
March 01, 2021 As Retirement Income Needs Grow, DC Plan Sponsors Weigh Solutions by Jennifer DeLong, Andrew Stumacher As more plan participants worry about retirement income security, demand for guaranteed income solutions is growing—and plan sponsors are pondering the options. While there are many ways to measure the benefits, we believe that some approaches—like in-plan and default options—have distinct advantages. Plan Design, Target-Date Solutions Likes 0 SHARE Bookmarks
August 06, 2020 DOL’s New Rules Don’t Have to Slow DC Plan ESG Adoption by Jennifer DeLong, Michelle Dunstan Demand for ESG investing is growing among DC plan participants, but with plan sponsors facing many choices and proposed new DOL rules, what’s the best approach? As we see it, fully integrating ESG considerations is fundamental to better financial outcomes—which is always in participants’ best interests. Plan Design, Policy & Regulation, Responsible Investing/ESG, Target-Date Solutions Likes 0 SHARE Bookmarks
June 16, 2020 How Target-Date Funds Can Use Equities for Stability by Christopher Nikolich, Chris Marx Target-date portfolios that use carefully chosen defensive equities are best equipped to protect from coronavirus market turmoil and volatility in general. Active & Passive , Asset Allocation, Coronavirus, Target-Date Solutions, Volatility Likes 0 SHARE Bookmarks
May 07, 2020 Systematic Target-Date Rebalancing: Taking Emotion out of the Equation by Christopher Nikolich, Elena Wang The turmoil in the first quarter of 2020 reinforced the importance of rebalancing in target-date design. As we see it, a finely tuned, systematic approach can help keep emotions in check and risk under control—benefits that translate to many types of multi-asset solutions. Asset Allocation, Multi-Asset, Plan Design, Target-Date Solutions, Volatility Likes 0 SHARE Bookmarks
April 24, 2020 DC Plan Sponsor Fiduciary Torch Is Brighter—and Can Help Light Dark Days by Jennifer DeLong DC plan sponsors are taking their fiduciary roles more seriously today, and upping training among their ranks while relying more on third-party expertise, based on our latest survey. Plan Design, Target-Date Solutions Likes 0 SHARE Bookmarks
April 06, 2020 Don’t Panic! Bear Market Communication Tips for DC Plan Sponsors by Jennifer DeLong The bear market is challenging defined contribution (DC) plan sponsors to reinforce timeless investing principles while also conveying new rules that bring relief to participants. Good communication practices are a key ingredient to achieving success in both these areas. Coronavirus, Multi-Asset, Plan Design, Target-Date Solutions, Volatility Likes 0 SHARE Bookmarks